What is the ruling when the stated amount of dirhams in the Khul' exceeds or is less than what the wife possesses?

Primary text

If she possesses less than the stipulated three dirhams, there are two possibilities: either he is entitled only to what she possesses, as it is explicitly among the dirhams she has, or he is entitled to the full three dirhams because the phrasing implies this total amount when she has nothing, and thus it should apply even when she possesses some.