What is the ruling when the pledgee benefits from the pledge in exchange for compensation?
General Chapter
Al-Mughni
Book of Pledges (Collateral)
Primary text
If the pledgee rents the pledged house from the pledgor for its market rate, without favoritism (muhabah), this is permissible for both pledges securing loans and other debts. This is because the benefit derived is from the lease contract, not directly from the loan itself.
Supporting text
If favoritism is shown in the rental rate, the ruling reverts to the situation of benefit without compensation: it is impermissible if the debt is a loan and permissible otherwise.