Is Zakat obligatory on jewelry (Huly) set with gems and pearls?

Chapter on Zakat on Gold and Silver

Al-Mughni

Book of Zakat

Book 8 · Issue 1 · Bab 5

Open in Qurani

Primary text

Zakat is obligatory on jewelry made of gold and silver, but not on the gems or pearls embedded within it, according to all scholars. This is because there is no established obligation of Zakat upon gems or pearls.